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Terms and Conditions

To read the full Cardholder Agreement and fees, click the link below that applies to your Card.  You will need to know the first 9 digits of your Card number shown on the front of your Card.

If your card starts with 4221 1250, 4221 1200 1, or 4221 1200 2:

                Click here for your Cardholder Agreement

                Click here for the Disclosure Statement of Fees and Limits

If your card starts with 4221 1200 3 (school programs), click here for your Cardholder Agreement which indicates the terms and conditions and fees related to the card.

If you currently hold an enviro Reloadable Visa card you have Purchase Security and Extended Warranty insurance on most items purchased with your card.1  To continue providing you with the same excellence in insurance coverage please be advised that effective September 1, 2014, ("Effective Date"), there will be a new underwriter for your inclusive insurance: American Bankers Insurance Company of Florida.1 

For purchases made before September 1, 2014, please review the following Certificate of Insurance.  If you have any questions, or need another copy of your Certificate of Insurance, please contact the underwriter at 1.800.665.1174.

For purchases made on or after September 1, 2014, please review the following Certificate of Insurance.   If you have any questions, or need another copy of your Certificate of Insurance, please contact the underwriter at 1.855.255.5205.

¹ Details of your coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance provided with your card.  Keep your Certificate of Insurance in a safe place with your other valuable documents.




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